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The So Fi 0.25% Auto Pay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account.

The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.

For the So Fi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly.

APRs for variable rate loans may increase after origination if the LIBOR index increases.

The minimum individual annual income needed to qualify for a loan of ,000 is 0,000.

Upon loan funding, the timing of available funds may vary depending upon your bank's policies.

To do this, many or all of the products featured here are from our partners. To obtain a loan, you must complete an application on Light which may affect your credit score. SUNTRUST, LIGHTSTREAM and the Light Stream logo are trademarks of Sun Trust Banks, Inc.

You may be required to verify income, identity and other stated application information. All other trademarks are the property of their respective owners. Disclaimer Fixed rates from 5.990% APR to 16.790% APR (with Auto Pay). If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions.

The loan term and the APR offered will depend on your credit score, income, debt payment obligations, loan amount, credit usage history and other factors.

Additionally, the APR offered is impacted by your loan term and may be higher than our lowest advertised rate.

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